Wind Mitigation Inspections are a valuable inspection service that may reduce your windstorm insurance premium. Insurance discounts are available for building features that reduce damage during high wind events. The discounts are justified because stronger, more wind-resistive structures have lower windstorm losses, which mean reduced costs to insurance companies. We have found that most existing structures have at least one or more wind resistive construction features and may qualify for insurance discounts.

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Which building features are eligible to qualify for discounts?

Buildings with one or more of these wind resistive construction features will qualify for discounts:

1. Newly Constructed Home built to the Florida Building Code since March 1, 2002

2. Roof coverings, such as shingles that meet the FBC Requirements

3. Roof decks that have been installed with 8d nails

4. Hurricane clips/straps that hold the roof structure to the walls

5. Roof with a hip roof shape

6. Roof decks with a peel and stick Secondary Water Resistance

7. Protection of Openings such as windows and glass doors with impact resistant glazing or other protection systems

Why choose FPAT?

Our commercial/residential mitigation reports contain documentation for the association as well as the individual unit owner at no additional charge. Our reports follow all Insurance Company Re Inspection guidelines. FPAT is one of Citizens Insurance re inspection management companies.

View Sample Mitigation Report